If Approval review usually takes 3 to 5 minutes If the Average Daily Balance is $1,000.00 or less, the interest rate paid on the entire balance will be 4.91% with an Annual Percentage Yield (APY) of 5.00%. Are you an existing customer? . and governmental customers. Overview - Brink's US Enroll in Direct Deposit to get your paycheck or government benefits in your Card Account up to 2 days faster! Brink's Money Prepaid Mastercard Home - Brink's US Answer: I would suggest looking at the back of your card. for repayment of any negative balance. The interest rates and APYs of each tier may change. Our team is full of a diverse range of experts from credit card pros to data analysts and, most importantly, people who shop for credit cards just like you. 2Fees for bank transfers are determined by the transferor's bank and may be charged to the transferor's bank account by the service provider or originating bank. Brinks Preferred Benefits members may choose to open an optional FDIC-insured savings account with Republic Bank & Trust Company. There's no interest or late fees because it's not a credit card. Brink's US Email: csc-dfw@brinksinc.com The information, including card rates and fees, is accurate as of the publish date. However, if used correctly, it can be handy in a bind and help people financially establish themselves before graduating to checking accounts and secured credit cards. Above that, the APY drops to 0.50 percent (0.49 percent variable interest rate), which isnt a terrible rate considering the current average APY. ; No late fees or interest charges because this is not a credit card. This caveat is worth considering since prepaid cards dont enjoy as many federal protections as debit and credit cards do. without notice pursuant to applicable law. Reduce industry jargon so you get the clearest form of information possible, so you can make the right decision for you. Prepaid cards operate like debit cards in that you cant spend beyond your cards balance. For consumers, the Brink's Money card can be used in stores, restaurants and online, and provides access to cash at ATMs around the world. $5.95 for processing and mailing of a return of funds check at Card Account closure. Brinks Prepaid Mastercard vs. other starter cards, Connect with Garrett Yarbrough on LinkedIn, One Time $9 - $15 Account Fee (Varies by Product), , you do have to put down a security deposit of at least $200, but you can enjoy rewards on your purchases, just like with the Brinks Prepaid, only without the purchase transaction fees if you opt for the pay-as-you-go plan. To participate in the Savings Certain products and services may be licensed under U.S. Patent Nos. Getting a Mortgage With a Smaller Down Payment and No PMI. Early availability of funds requires payor's support of direct deposit and is subject to the timing of payor's payment instruction. For example, it provides free withdrawals at 30,000+ MoneyPass ATMs ($3.95 at others). Apple and the Apple logo are trademarks of Apple Inc., registered in the U.S. and other countries. For people without credit, theDiscover it Secured Credit Cardis the superior option, and consumers should consider it over the Brinks due to its lack of fees and credit-building features. Answer: It depends on the country where the card is issued. Along with card spending, your most sizable reward opportunities are unlimited $20 referral bonuses if individuals you refer put at least $40 on their cards. is the superior option, and consumers should consider it over the Brinks due to its lack of fees and credit-building features. The Brink's Prepaid Mastercard provides cardholders with an easy way to pay and manage money prior to opening a credit card or secured card account. Trust us with your money and take advantage of the benefits such as a Personal Photo card. Here's how it works: Order a Card To order a Card, provide your name, mailing address and email address. Card activation and identity verification required before you can use the Card Account. Prepaid Debit Cards from, Please write a review to submit your vote, Compare Business Checking Accounts Reviews. The Brink's Money Prepaid Mastercard lets you focus on the things that are most important in your life. With Brink's Direct Deposit, you can get paid faster* than a paper check. redemption parameters. These are some of the most common fees associated with the use of your Card. Standard text message or data rates may apply. After regularly featuring his credit card, credit monitoring and identity theft analysis on NextAdvisor.com, he joined the CreditCards.com and Bankrate.com teams as a staff writer to develop product reviews and comprehensive credit card guides focused on cash back, credit scores and card offers. for your tax refundand for all your payroll and benefit checks too. As a standard Mastercard, the Brinks card offers $0 liability for unauthorized purchases and other fraud monitoring services, but its Visa competitors have a slight edge with extra perks like auto rental collision waiver coverage and pay-per-use roadside dispatch. Restrictions include: no ATM withdrawals, international transactions, account-to-account transfers and additional loads. Brink's Prepaid Mastercard charges a monthly fee of up to $9.95. Our award-winning editors and reporters create honest and accurate content to help you make the right financial decisions. Bankrates editorial team writes on behalf of YOU the reader. January 21, 2022 by William Nelson A prepaid Mastercard can provide people without credit or debit cards a way to shop online. For up-to-date without notice pursuant to applicable law. Order Your Brink's Money Prepaid Card Here >. You can use your Brink's Money Prepaid Mastercard to pay for just about anything. Prepaid cards arent the best rewards pairing material, but co-branded prepaid cards like the Walmart MoneyCard Visa with Cashback Rewards might supply you with a higher-grade source of rewards if you frequently shop at specific retailers. Republic Bank & Trust Company, Member FDIC. Up to the Greater of 2.75% of the withdrawal amount or $4.00 per withdrawal. If Cardholder is subject to The Brink's Money Prepaid Mastercard is issued by Republic Bank & Trust Company pursuant to a license by Mastercard International Incorporated. Here's an explanation for how we make money Compare real offers from multiple lenders. and Ingo Money, Inc., subject to the First Century Bank and Ingo Money Terms and Conditions, and Privacy Policy. Card Account and Savings Account funds are FDIC-insured upon verification of Cardholders See the program FAQs and Terms and Conditions in your Online Account Center for additional So you can avoid interest payments, bounced checks, or overdraft fees. numbers. Certain products and services may be licensed under U.S. Patent Nos. Pay-As-You-Go Cardholders must enroll in the Reduced Monthly Plan to receive it. Brink's Money Prepaid Account - Brink's Prepaid Mastercard This is a third-party fee and is subject to change. Fraud prevention restrictions may Do Private Student Loans Have a Statute of Limitations? delay availability of funds with or without notice. How much money can you put on a Brinks card? - Daily Justnow For more than 150 years, Brink's has secured billions of dollars and other important assets. Charged in addition to any applicable Purchase Transaction Fee or OTC Withdrawal Fee. * Get direct deposit information. Card may be used everywhere Debit Mastercard is accepted. Unfortunately, your balance will be constantly nibbled into by the cast of fees that usually come with even the best prepaid cards. Online Account Center - Paycard Benefits - Brink's Money A fee may also be assessed by a financial institution that is not a Mastercard member financial institution. Discover will automatically match all the cash back you've earned at the end of your first year! FAQ's - Brink's Money There is no minimum balance. If Cardholder is subject to The best move by far is to accept the reduced monthly plan as a Brinks Preferred Benefit member, which requires $500 in qualifying direct deposits each month. If you plan to save your tax refund, this is the card for you. $5.95 per month. Brink's Money Prepaid Mastercard Activate your Brink's Money Paycard, verify your identity, [1] and learn more about its features here. Money reserves the right to recover losses resulting from illegal or fraudulent use of the Ingo Money Service. Republic Bank & Trust Company, Member FDIC. What Bank Is Brinks All Access? - Mastery Wiki To order a Card, provide your name, mailing address and email address. On the other hand, the Brinks Prepaid card doesnt provide access to credit at all, just the ability to load the card with your money and swipe at payment terminals or use online. This is a third-party fee and is subject to change. 5 The Pay-As-You-Go Plan is the default Plan Fee on the Card Account. Void where prohibited by law. If you have a professional tax preparer, give them these All Rights Reserved. Consistently provide up-to-date, reliable market information so you're well-equipped to make confident decisions. SuperMoney strives to provide a wide array of offers for our users, but our offers do not (maximum 6 such transfers per calendar month), Card Account transaction fees could reduce the interest earned on the Savings Account. Certain restrictions apply; see the program terms and conditions for full details, including point earning and SuperMoney.com is an independent, advertising-supported service. * See the online application for details about terms and conditions for these offers. The Brink's Money Prepaid Mastercard is issued by Republic Bank & Trust Company, Member FDIC, pursuant to a license by Mastercard International Incorporated. This is a third-party fee and is subject to change. 2023 Brinks Reviews: Prepaid Cards - consumersadvocate.org Restrictions include: no ATM withdrawals, international transactions, account-to-account transfers and additional loads. You have money questions. The owner of this website may be compensated in exchange for featured placement of certain (CT) Saturday - Sunday: 8 AM. LET'S TALK. - 8 PM. Brink's Prepaid Mastercard does not require a credit check, so approval is guaranteed. 9 Custom Card Fee applies. Ingo (CT) brinksmoneypayroll@brinksinc.com Brink's Paycard 1-855-627-4657 Monday - Friday: 6 AM. Earn one (1) point per dollar spent on signature purchase transactions (not including any applicable fees). now = new Date(); An account inactivity fee is charged if if the card is not used for 90 days. Program sponsor: Netspend Corporation. ; Use the Brink's Money Prepaid Mobile App to manage your Card Account on the go and enroll to get text message or email alerts (Message & data rates . to see your driver's license or other identifying information. deducted from check total prior to loading your Card Account. What Are Virtual Cards - Brink's Money It should have a phone number that you can call to assist you in reloading the card. Brink's Money Prepaid Mastercard. Youll earn 1 Payback Point per dollar on signature purchase transactions (just select credit on the keypad at checkout), minus your purchase fees. information from the IRS, visit https://www.irs.gov/refunds. In fact, its missing Netspends virtual card number benefit for safer online shopping. Walmart MoneyCard. this post may contain references to products from our partners. identity. *Card issued by Republic Bank & Trust Company, Member FDIC. IRS Tax Debt Relief Program: What Is It and Do You Qualify? Make five (5) transactions of at least $5 in one month for a chance to win, Each additional transaction of at least $5 earns an additional entry, Monthly drawings for $100, $250 and $500 prizes, Get access to your account wherever you are. Rebekah Hovey is an editor with nearly a decade of experience creating and shaping content in finance-related and health care fields. And look at all the freebies you get: Free direct deposit. If the Average Daily Balance is more than $1,000.00, the interest rate paid on the portion of the Average Daily Balance which exceeds $1,000.00 will be 0.49% with an APY of 0.50%, and the interest paid on the portion of iPad. - 10 PM. 6,000,608 and 6,189,787. Open only to U.S. legal residents who are the legal age of majority or older at time/date of entry. For a complete list of fees, please refer to the fee schedule in the Cardholder Enroll in Brink's Money Payback Points. Load your Card Account the way you want: At one of our 130,000 reload locations, Access your Card Account with our Online Account Center, mobile apps and Anytime Alerts. Cardholder is responsible for repayment of any negative balance. Card may be used everywhere Debit Mastercard is accepted. Filter & compare all your options in one place. The offers that appear on this site are from companies from which Bankrate.com receives compensation. Fee waivers and merchant offers have also been available in the past, so be sure to check your account every now and then for valuable opportunities. Why you can trust this review How much does Brinks Prepaid Mastercard cost? Fees 8.0/10. now = new Date(); theYear = now.getYear(); The Brinks Prepaid Mastercard delivers the same opt-in Payback Points rewards program as other Netspend prepaid cards, but Brinks program is called Brinks Money Payback Points. Their use does not signify or suggest the endorsement, person and may be one indicator to the credit type you are eligible for. The Savings Account is made available to Cardholders through Republic Bank & Trust Company; Member FDIC. Approved purchase transactions may The Brink's Money Prepaid Mastercard is issued by Republic Bank & Trust Company, Member FDIC, pursuant to a license by . Does Brinks charge a monthly fee? Home Equity Loan vs. Line of Credit: Which Should You Choose? (including, for example, the order in which they appear). Residents of Vermont are ineligible to open a Card Account. 4 Fees for bank transfers are determined by the transferor's bank and may be charged to the transferor's bank account by the service provider Bankrateexpert Garrett Yarbrough strives to make navigating credit cards and credit building smooth sailing for his readers. Order a Brink's Money Prepaid Mastercard and get the peace of mind you deserve. custom card requires resubmission of image and payment of Custom Card Fee; or (b) a replacement standard card requires payment of No cost for online or mobile Account-to-Account transfers between Netspend Cardholders; a $4.95 fee applies to each such Keep in mind that if you want access to credit quickly, the Self Credit Builder Account with Secured Visa is not the path you should take. 8. 6 Payback Rewards is an optional program. purposes of FDIC coverage limit, all funds held on deposit by the Cardholder at Republic Bank & Trust Company will be aggregated up to the coverage limit, currently $250,000.00. While the Brinks Prepaid Mastercard is a solid option, you can find better rewards and fewer fees with other prepaid credit cards or a debit card. What Is Brinks Prepaid Mastercard? Plus, use your Brink's Money Prepaid Mastercard to transfer money to your friends or family who have a Brink's Card. The maximum allowable savings account balance is $5,000. It's a 16-digit number and CVV code that are tied to an account. family 6,000,608 and 6,189,787. Use the Brink's Money Prepaid Mobile App to manage your Card Account on the go and enroll to get text message . Notice this card charges a monthly maintenance fee of up to $9.95. Cardholder Agreement for details. How Is Brink'S Prepaid Mastercard? - FaqList Residents of Vermont are ineligible to open a Card Account. It may be worth looking into another prepaid credit card with a more straightforward redemption option, such as cash back.
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